Access $500K–$5M Through the New Government-Backed MARC Program for U.S. Manufacturers
A priority federal initiative is pouring subsidized capital into American manufacturing. We help manufacturers—and other eligible businesses—secure financing with unmatched terms and no upfront costs.
If You're a U.S. Manufacturer, These Challenges Sound Familiar
Traditional financing wasn't built for the unique cash flow cycles of manufacturing
Cash Flow Timing
Your customers demand NET-90 payment terms, but your suppliers need payment in 30 days. This cash flow gap prevents you from taking on larger orders or growing your production capacity.
Bank Limitations
Traditional banks either reject manufacturing loans outright or don't understand your cash cycles and asset bases—offering unfavorable terms or insufficient capital.
Growth Constraints
You're turning down large contracts because you can't afford the raw materials upfront. Your business could be 2-3x larger if you had the right working capital.
Up to $5M
Term Financing
SBA MARC Program: Term Loan Financing Built for Manufacturers
The SBA MARC program provides flexible term loan financing designed exclusively for U.S.-based manufacturers in NAICS sectors 31-33.
Unlike traditional bank loans, MARC offers longer terms, relaxed requirements, and better rates to help you scale.
Up to $5 Million
Access substantial capital for inventory, production scaling, and operational needs
Up to 10-Year Terms
Longer repayment terms than traditional bank financing, with competitive rates and relaxed qualification requirements
Relaxed Requirements
1:1 debt service coverage vs. traditional 1.25:1 requirement
No Equity Required
Pure debt financing—you maintain 100% ownership
Comprehensive Financing
Combine with SBA 504 loans for real estate and equipment—build a complete financing package for your operation
24-Month Grace Period
No annual review required for the first two years
Why Manufacturers Choose Precision Growth Capital
We're not just loan brokers—we're strategic partners who understand manufacturing operations and SBA financing intricacies.
MARC Program Experts
We're one of the first consultancies certified in the brand-new MARC program. While competitors are still learning, we've already packaged dozens of MARC applications and understand exactly what lenders look for.
Capital Stacking Strategies
Most manufacturers leave $2-3 million on the table by not combining MARC with 7(a), 504, and conventional financing. We identify the optimal capital stack for your specific growth plans—maximizing what you qualify for.
We Speak Your Language
Our team has hands-on operational experience in manufacturing—not just financial backgrounds. We understand NET terms, production cycles, inventory carrying costs, and the realities of scaling a manufacturing business.
No Success, No Fee
You pay nothing unless you receive funding. Our fees are performance-based and typically financed into your loan. We succeed only when you succeed.
How It Works
A simple process from consultation to funding
Free Consultation
We discuss your capital needs and assess your MARC eligibility. No obligation.
Application Preparation
We help you gather documents and can assist with strengthening your business plan if needed.
Bank Submission
We submit your application to our partner bank that specializes in SBA MARC loans.
Approval & Funding
Once approved, you receive your capital. We're compensated by the bank—you pay nothing out of pocket.
What MARC Financing Enables for Your Manufacturing Business
Scale Production Without Cash Flow Strain
Access capital to purchase raw materials, increase inventory, and fulfill larger orders—without disrupting your operational cash flow. The flexible term loan structure provides predictable payments while freeing up cash for peak production periods.
Invest in Growth Initiatives
Fund new equipment, expand your workforce, or open additional production lines. When combined with SBA 7(a) or 504 programs, you can access capital for both fixed assets AND working capital simultaneously.
Compete for Larger Contracts
Stop turning down big opportunities because you can't afford the materials upfront. With up to $5 million in financing, you can confidently bid on contracts that would previously strain your resources.
Predictable, Manageable Payments
MARC's term loan structure offers up to 10-year repayment terms—significantly longer than traditional bank financing. Lower monthly payments mean more cash stays in your business to fund growth and operations.
About Precision Growth Capital
Precision Growth Capital was founded by manufacturing and finance professionals who saw a critical gap: most U.S. manufacturers struggle to access the capital they need to grow because traditional lenders don't understand their industry and the SBA process is overwhelming.
We specialize in the new SBA MARC program and help manufacturers navigate the complex world of SBA financing—not as distant consultants, but as partners who understand both the operational and financial sides of manufacturing.
Our mission is simple: help American manufacturers access the capital they qualify for, structure it strategically, and deploy it effectively to scale their businesses. We succeed only when you succeed—which is why we operate on a no-success, no-fee basis.
Frequently Asked Questions
MARC is the SBA's first-ever loan program dedicated exclusively to U.S.-based manufacturers. What sets it apart: (1) Exclusive focus on American manufacturing (NAICS 31-33), (2) Faster approval process prioritized for qualified applicants, (3) Better terms than traditional 7(a) loans—up to 10-year term loans with relaxed 1:1 debt service coverage, (4) Option to combine with other SBA programs for comprehensive financing, and (5) Access to senior debt structures if you qualify. It's purpose-built to help American manufacturers compete.
Have more questions? See all FAQs
Talk to an ExpertFeatured Insights
Expert perspectives on SBA MARC financing and manufacturing growth strategies.
Understanding the SBA MARC Program: The Definitive Guide for U.S. Manufacturers
Everything U.S. manufacturers need to know about the SBA MARC loan program—eligibility requirements, loan terms, interest rates, collateral requirements, and how the application process works.
Capital Stacking Strategy: How to Layer MARC with SBA 7(a), 504, and USDA B&I Financing
Learn how savvy manufacturers are combining multiple SBA programs to access $5-10M+ in total capital. A detailed guide to capital stacking strategy, guarantee limits, and program sequencing.
Ready to Access the Financing Your Manufacturing Business Needs?
Schedule your free consultation today. We'll assess your eligibility, calculate how much you qualify for, and create a strategic capital plan—with no obligation and no cost.