PRECISION GROWTH CAPITAL — MANUFACTURER SBA LOAN PREPARATION
Updated September 7, 2026

[ ] Confirm program, primary NAICS, size/affiliates and approval-date rules.
[ ] Trace all direct and indirect ownership; prepare lender-requested citizenship/residency evidence.
[ ] Gather formation records, ownership registers, licenses and governing agreements.
[ ] Gather three years of tax returns and annual statements if available.
[ ] Prepare current interim balance sheet and profit-and-loss statement.
[ ] Reconcile bank statements and financial records.
[ ] Prepare AR/AP aging and inventory split into raw materials, WIP and finished goods.
[ ] List customer concentrations, open orders and production/payment timing.
[ ] Prepare a complete business debt schedule, notes, payoff statements and liens.
[ ] Document sources and uses; separate working capital from fixed assets.
[ ] Build supported projections and stress-test slower collections.
[ ] Confirm collateral, guarantor and equity requirements with the lender.
[ ] Request itemized fees, payment terms and closing conditions.
[ ] Use the lender’s secure channel for sensitive documents.

This worksheet is for preparation; it is not an approval guarantee.
Current guide and primary sources: https://www.precisiongrowthcapital.com/insights/sba-loan-application-checklist-manufacturers